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Pennykeep is a well-fortified town built at the crossroads of vital trade routes, surrounded by sturdy walls and bolstered by a small barracks to house its guards. It has gained its name for the thrifty and industrious nature of its people, who value every coin. The town is a hub of trade, with merchants from all over the region stopping at its busy souk and guildhall to trade rare goods like silks, spices, and scepters crafted by master artisans.

The barracks ensure protection against the occasional berserker raid from the wilds beyond, while the guildhall is a center of both commerce and civic pride. Wealthier patrons in town often sponsor new ventures, granting opportunities to traders and artisans alike.

The town has a rustic charm, with cobbled streets winding past the souk and open courtyards where townsfolk haggle and barter under the watchful eyes of swashbuckling guards who double as trader escorts when required. Despite its fortifications, Pennykeep retains a welcoming atmosphere, drawing in adventurers, merchants, and travelers alike.